Disclaimer

Last updated: 2026-05-13

Not financial advice

Confluence Desk is a decision-support tool. Nothing it outputs — whether a confluence score, a trade plan, a causal analysis, a historical analog, or a stimulus grade — constitutes financial, investment, legal, or tax advice. We are not financial advisers, brokers, or fiduciaries.

No prediction of future prices

The system shows historical analogs and probabilistic estimates based on past data. Past patterns do not predict future outcomes. Markets are reflexive — when many participants act on the same signal, the signal often stops working. Confidence intervals on every statistic in this tool are not guarantees.

You bear all risk

All trades you place are at your own risk. We do not execute trades on your behalf. We do not have access to your brokerage account. Profits and losses are yours alone. You should never trade with money you cannot afford to lose.

No guarantee of accuracy

Market data, macro indicators, sentiment scores, and news classifications may be delayed, incomplete, or wrong. Indicator calculations may contain bugs. Historical analog matches are heuristic, not statistically rigorous. Verify everything before acting.

Singapore users

Confluence Desk is provided as a software tool. It does not constitute a financial advisory service as defined under the Singapore Financial Advisers Act. If you require personal financial advice, consult a MAS-licensed financial adviser.

Limitation of liability

To the maximum extent permitted by law, Confluence Desk, its operators, and its contributors are not liable for any losses, damages, or claims arising from your use of this tool, your trading decisions, or any errors, omissions, or interruptions in the service.

By using Confluence Desk, you acknowledge that you have read, understood, and accepted this Disclaimer in full.